5053 Quarter Deck St Pensacola, FL 32526
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About this home
Welcome Home to Nautical Landing! Seller is Very motivated and is willing to look at all offers! Let's make a deal on this beautiful home! You have to see this turn key brick home that is fully fenced in and waiting for its second owner! Enjoy a convenient, straight shot down Blue Angel Parkway to the back gate of NAS Pensacola! This thoughtfully designed brick patio home features 3 bedrooms and 2 bathrooms, including a spacious master suite with crown molding, a walk-in closet, and a luxurious 5-foot shower. Step into the popular open-concept floor plan, where the kitchen shines with granite countertops, a large island, and direct access to the expansive covered porch—perfect for entertaining or relaxing. Additional features include: Cortec vinyl plank flooring in common areas Carpet in bedrooms for comfort Stainless steel Frigidaire appliances (stove, microwave, dishwasher) 2-car garage Energy-efficient all-electric design Quality construction details you'll appreciate: Architectural shingles and hurricane storm panels Double-pane Low-E windows Bump and stagger upper cabinets with crown molding and hidden hinges Moen faucets, knockdown ceilings, and orange peel textured walls 5¼” baseboards, LED lighting in kitchen and over tubs/showers 50-gallon water heater Don’t miss your chance to own in one of the area's most desirable new home communities. Call today for more information
Source: PENSACOLA #667807
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.