506 Maple St Aubrey, TX 76227
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About this home
Welcome to Lovely 506 Maple. This charming home is sure to achieve your wants and needs. It has impeccable updates that have really modernized the home, the lot size and functionality is massive, we have a great location, and it has been meticulously maintained. When you drive up to the home, you are greeted with fantastic curb appeal. The exterior of the home has been completely painted and a tasteful walkway added from the driveway to the front entryway. Open the front door and enter into a great, open living room. The first feature you'll notice when you walk in is the fireplace, which has been refinished with concrete - July 2023. It is a stunning modern touch. The floors are updated to a beautiful tile that ties the home together perfectly - July 2023. Subway tile backsplash added in the kitchen, and the kitchen cabinets were given a fresh coat of paint - December 2024. The ceiling fixtures have been updated throughout the home as well. Water heater replaced in 2024. Spring and Summer are fast approaching, and this backyard setup is ideal for spending time outdoors. This is nearly a third acre lot, and the backyard is gigantic. Plenty of area for playing or hanging out, maybe a pool! And there is no home directly behind the back fence. Then there is the large covered patio. Set up your grilling equipment, outdoor TV or something else you desire. The location is prime. It gives more than sufficient convenience to grocery stores (including HEB!), two major lakes close by and easy commuting.
Source: NTREIS #21088687
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.