5088 Championship Cup Ln Spring Hill, FL 34609
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About this home
Distinctive Courtyard Living in Silverthorn's Premier Gated Golf Community! Nothing says Florida living quite like a quality Palmwood-built cabana home, and this exceptional residence at 5088 Championship Club Ln perfectly embodies the relaxed elegance of the Sunshine State lifestyle. Situated on a desirable corner lot in the prestigious gated community of Silverthorn, this 4-bedroom, 3-bathroom home is thoughtfully designed around a private courtyard oasis that serves as the heart of the property. A front walk from the driveway guides you to decorative front glass double entry doors framed by lush landscaping. Step through these doors to discover a screened courtyard sanctuary centered around a heated saltwater in-ground pool and spa. The pool reflects a stunning hand-painted tropical-themed mural that transports you to your own private resort, while a soothing fountain adds the gentle sound of moving water. This outdoor living space offers the perfect balance of privacy and Florida sunshine, ideal for morning coffee, afternoon swims, or evening entertaining. The courtyard design provides something truly special: a separate 1-bedroom, 1-bathroom poolside cabana offering exceptional flexibility. Whether you're looking for an isolated home office, private guest suite, or in-law quarters, this versatile space delivers without sacrificing the comfort of single-story living. Inside, the open-concept floor plan seamlessly blends form and function. The formal living room features an elegant tray ceiling and flows into expansive living areas. Sliding glass doors connect the living room to a large Florida room. Throughout the home, architectural details elevate the space—graceful archways, decorative plant shelves, bullnose corners, and Spanish lace texture. The chef-inspired kitchen features an enormous island with breakfast bar seating, upper-level granite countertops, stainless steel appliances, shaker cabinetry, and stylish backsplash. The adjacent informal dining area overlooks the serene courtyard, bringing outdoor beauty inside. The primary bedroom suite is conveniently located on the first floor with sliding glass door access to the pool area—imagine stepping directly to a morning swim or evening spa soak. The spa-like bath features dual vanity, jetted tub, separate shower, and spacious walk-in closet. Two additional bedrooms share a full bathroom, with one guest room featuring sliding glass door access to the pool courtyard. The oversized three-car garage offers plenty of room for vehicles, golf carts, and storage. Living in Silverthorn means embracing a lifestyle. This prestigious gated community in nearby Brooksville centers around a Joe Lee-designed, semi-private championship golf course offering over 6,800 yards from the back tees, 96 bunkers, and 131 slope rating. Amenities include community pool, tennis courts, basketball court, fitness center, play area, library, community center, and scenic trails. Located close to the Suncoast Parkway, you're minutes from shopping, medical facilities, dining, and entertainment, with high-rated schools nearby and Tampa International Airport less than an hour away. Your private oasis awaits at 5088 Championship Club Lane. Schedule your showing today and discover the distinctive courtyard lifestyle that only a Palmwood-built cabana home can provide.
Source: STELLAR #TB8441951
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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