509 Beaty St Conway, SC 29526
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About this home
Welcome to 509 Beaty Street—a stunning classic, brick, beauty that perfectly blends historic charm with some modern updates. Situated on a spacious .51-acre private lot, this timeless home offers character and craftsmanship throughout, including detailed moldings, arched doorways, original hardwood floors, and multiple fireplaces. Step inside to find spacious living areas, including a formal living room, cozy family room, and an elegant dining room—perfect for entertaining or relaxing with loved ones. The gourmet kitchen is a true showstopper, featuring vaulted ceilings, concrete and butcher block countertops, a 6-burner gas stove with range hood, and plenty of space for culinary creativity. With generously sized bedrooms, a large laundry room, and even basement storage, this home offers both beauty and function. Outside, enjoy the side porch with hot tub, a solar-powered entry gate, and a detached 2-car garage with a finished bar area and attic storage—ideal for guests, hobbies, or entertainment. Located just a short stroll to downtown Conway’s shops and dining, this unique property offers privacy, character, and endless potential. Don’t miss your chance to own a piece of history!
Source: MYRTLEBEACH #2519783
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.