509 Hickory Dr Killeen, TX 76549
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About this home
Set on 4.75 acres with private gated access, this 5-bedroom, 4-full-bath, and 2-half-bath estate has everything you could want and more. The spacious master suite is your personal retreat, with a cozy sitting area (or office space), a garden soaking tub, a walk-through shower, separate vanities, and his-and-her walk-in closets. Two guest rooms have private ensuite baths, while two others share a Jack-and-Jill bathroom-perfect for hosting family and friends. The heart of the home is a chef's dream kitchen, featuring ample counter space, a gas range, and everything you need to whip up meals for intimate dinners or festive gatherings. Two living areas, a theater room, a dedicated office, and a whole-house in-wall speaker system (controlled by an HTD multi-room amplifier with Bluetooth) round out the interior. Now, let's talk about your backyard oasis! This infinity-edge pool is a showstopper, with double beach entrances, an oversized hot tub that stays cozy even in winter, bubblers, color-changing lights, and four fire bowls with cascading waterfalls. Enjoy stunning Texas sunsets from the poolside patio, or use the nearly completed 118x21 ft. pavilion, already plumbed, wired, and Wi-Fi ready-perfect for a future gym, pool house, or entertainment space. But wait, there's more! The property includes a 2400 sq. ft. workshop with electricity, a two-story enclosed storage area, and a 20x25 ft. awning. Plus, the partially fenced backyard is ideal for outdoor activities (or chickens-yes, they can stay!). This home is ready to make your New Year's dreams come true. With an extra-wide driveway and endless possibilities, this estate is more than just a house-it's a lifestyle. Don't wait-schedule your tour today and start 2025 in your forever home!
Source: SABOR #1846401
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.