5099 Noble Village Way Lilburn, GA 30047
Your savings
About this home
**WELCOME HOME** From the gated entrance to the amazing clubhouse, you will love maintenance-free living at Cottages, active adult community. This beautiful contemporary home has a living space that flows to the dining area, a kitchen island, stainless steel appliances, all LVP flooring throughout the home, owner's en-suite complete with luxurious, wide zero-entry shower, double vanity, tile shower walls, and tile floors. A secondary bedroom and lux bath on the main. Cottages at Noble Village is sidewalk-friendly, extremely level, with gated entrance and fencing encompassing the entire community for security. Situated minutes from downtown Lilburn short walk to restaurants, park, amphitheater, stores, and much more. Located across the street from the Lilburn City Hall and Lilburn Public Library. A clubhouse fully outfitted with a fitness center, poker/card room complete with barn doors, full professional kitchen, and plenty of gathering areas. This community also boast an outdoor fire pit and seating! Included features in the home are recessed cans in the living room with ceiling fans, island with pendant lighting, stainless steel appliances with refrigerator, quartz tops in kitchen and baths, tiled shower walls with zero entry, tile floors, ceiling fans in bedrooms and LVP throughout the home!
Source: FMLS #7655930
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.