510 Bunton Reserve Blvd Kyle, TX 78640
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About this home
This beautiful two-story home in Bunton Creek Reserve offers the perfect balance of comfort, space, and convenience. Built in 2021, it features 4 bedrooms, 2.5 baths, and a thoughtfully designed floor plan that includes a large gameroom, formal dining room, and a cozy breakfast area. The spacious 2.5 car garage provides extra storage or room for hobbies, while the charming front porch adds curb appeal and a welcoming touch. The home sits on a generous lot with a large backyard, perfect for entertaining, relaxing, or creating your own outdoor retreat. Residents of Bunton Creek Reserve enjoy access to a community park with a kids’ playground, as well as walking and biking trails that make it easy to enjoy the outdoors. Families will appreciate having Lehman High School just 2 minutes away, making daily drop-offs and pick-ups a breeze. Beyond the neighborhood, Kyle offers convenient access to major employers such as Seton Medical Center Hays, H-E-B, Amazon, and Tesla, along with quick commutes to both Austin and San Marcos in just 15 minutes. Entertainment options abound with the EVO Entertainment complex, Plum Creek Golf Course, local breweries, and an array of restaurants and shopping. With its open design, prime location, and desirable community amenities, this home provides an exceptional opportunity to enjoy the best of Central Texas living.
Source: ACTRIS #1179349
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.