5104 N 32nd St Unit 208 Unit 208 Phoenix, AZ 85018
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About this home
Discover comfort and style in this upgraded 2-bed corner unit filled with natural light in the gated Meridian community. Priced to sell! Just steps from the heated pool/spa, this home features fresh paint, new carpet, updated electrical, and a remodeled bath with quartz counters, walk-in shower, and modern fixtures. The kitchen offers stainless steel appliances and granite tile counters. Enjoy cozy nights by the fireplace or relax on the private slate-tiled patio. Bedrooms offer blackout curtains and ceiling fans. Assigned underground parking is across from the elevator, plus HOA-coveres gas utility. This former model has no west-side neighbors, with direct access to pool, BBQ, gym, mailboxes, and clubhouse. Don't miss your opportunity to capture resort-style living in a prime Phoenix loc Location Highlights: Effortless Biltmore living Ideally situated near Phoenix's premier shopping, dining, and world-class golf Interior Highlights: New Paint Throughout New Carpet with Upgraded Padding New Water Heater Gas Fireplace Updated Lighting & Ceiling Fans Throughout Washer & Dryer Included Exterior Highlights: Private Slate-Tiled Patio Overlooks Pool & BBQ Area End Unit - No West-Side Neighbor Located Near Fitness Center, Pool, Elevator & Mailboxes Community Highlights: Gated Community with Controlled Access Heated Pool & Spa Clubhouse & Fitness Center Underground Assigned Parking Elevator Access to All Floors The HOA covers meticulously maintained landscaping, exterior upkeep, water, and trash.
Source: ARMLS #6924397
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.