5126 Cash Rd Flowery Branch, GA 30542
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About this home
Welcome to this stunning and meticulously maintained home located in the highly desirable Cherokee Bluff School District. Perfectly positioned on a spacious corner lot, this residence offers both comfort and privacy for those who prefer not to have homes right next door. As you step through the front door, you are greeted by a grand foyer featuring beautiful stairs and soaring ceilings that make an unforgettable first impression. The open and inviting floor plan includes 4 spacious bedrooms, 2 full baths, and 1 half bath, offering plenty of space for family and guests. The primary suite is conveniently located on the main level and provides a peaceful retreat filled with natural light. The kitchen is both stylish and functional, featuring stainless steel appliances, ample cabinetry, and a large breakfast bar that opens to the dining and living areas, creating an ideal space for entertaining. Step outside to your private backyard oasis with a sparkling in-ground pool, a custom fire pit, and an expansive deck that is perfect for gatherings or quiet evenings outdoors. The fenced backyard adds privacy and room to relax and unwind. Additional highlights include a 2-car attached garage, beautiful hardwood and tile flooring, and large windows that bring in an abundance of natural light. Conveniently located near I-985, shopping, and dining, this home combines elegance, comfort, and tranquility in one of Flowery Branch’s most desirable communities. Don’t miss your chance to make this exceptional property your new home.
Source: FMLS #7666338
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.