5127 Woodfield Dr Centreville, VA 20120
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About this home
Nestled on a quiet street in sought after Sully Station, this beautifully maintained townhome welcomes you with a one car garage with plenty of storage, plus a full two-car driveway, and a concrete walkway leading to a private side entrance. The spacious and open concept interior features durable hardwood floors on the main level, stylish ceramic tile flooring, upgraded light fixtures,, recessed lighting, crown molding, plenty of over-sized windows on 3 sides of the home to really let the natural light in and fresh neutral paint throughout ready to add your personal touches. The bright and airy kitchen is a chef’s dream with New stainless-steel refrigerator and microwave, granite countertops, an abundance of cabinets/counter space and flows effortlessly to an eat-in area and an entertaining/dining space ready for game night or a cozy night in. The spacious primary bedroom with vaulted ceilings, expansive walk-in closet with custom cabinetry and en suite bathroom with oversized soaking tub and glass frameless shower shares the upper level with 2 additional generous bedrooms, both with vaulted ceilings, and another well-appointed bathroom. Large walkout basement with a legal fourth bedroom, full bathroom and a spacious rec room great for entertaining or income/in-law potential. Spend countless afternoons relaxing or grilling with friends on the private deck and brick patio overlooking the fully fenced back yard and common area. Amenity filled neighborhood including pool, trails and more while just minutes to groceries, shopping, dining, entertainment and major commuting routes. Plenty of visitor parking near home. Don’t Miss Out!
Source: BRIGHT #VAFX2274018
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.