513 Forest Ln Canton, GA 30114
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About this home
Welcome to Hickory Bluffs—Where Active Adult Living Meets Refined Comfort Discover your perfect retreat in this beautifully maintained Camden floorplan, nestled within the secure, gated community of Hickory Bluffs. Located just off Riverstone Parkway in Canton, this age-restricted enclave offers the ideal blend of tranquility and convenience. This spacious 3-bedroom, 3-bath ranch-style home is thoughtfully designed for effortless living. An inviting open foyer leads to seamlessly connected living and dining areas—perfect for both entertaining guests and everyday relaxation. The heart of the home is a stunning kitchen featuring stainless steel appliances, elegant stone countertops, an oversized island, and generous cabinet space for all your culinary needs. Step outside to your covered front porch, an ideal spot for savoring morning coffee or enjoying evening conversations with neighbors. The private primary suite boasts a spacious walk-in closet and primary bath, while two additional main-level bedrooms and a full bath provide versatile space for guests, creative pursuits, or a home office. Upstairs, you'll find a generous bonus room with its own bedroom and bath—a perfect private retreat for visitors or grandchildren. Enjoy Resort-Style Living with Minimal Maintenance With lawn care included in your HOA dues, you'll have more time to embrace everything Hickory Bluffs offers: a welcoming clubhouse, sparkling pool, pickleball courts, scenic sidewalks, and an active social calendar that brings neighbors together. Schedule your private showing today and discover why Hickory Bluffs is more than a home—it's a lifestyle.
Source: FMLS #7650751
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.