5134 Brickwood Rise Dr Wimauma, FL 33598
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About this home
$4000 SELLER CONCESSIONS CREDIT! Serene Florida Living with Water Views! Welcome to 5134 Brickwood Rise Dr in beautiful Wimauma, Florida — a charming single-family home offering peace, privacy, and a picturesque water view right from your backyard. This well-maintained residence features two spacious bedrooms, two full bathrooms, and a versatile den/flex room that is perfect for a home office, guest space, or hobby room. Enjoy the comfort of tile flooring throughout the main living areas and plush carpet in the bedrooms for added coziness. The open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a bright and welcoming space ideal for entertaining or relaxing. Step outside to a tranquil backyard where you can enjoy your morning coffee or take in the sunsets overlooking the peaceful water. Additional highlights include: 2-car garage with ample storage Low HOA fee in a quiet, well-kept neighborhood Split-bedroom floor plan for added privacy Laundry room with washer/dryer hookups Conveniently located: 35 minutes to Tampa International Airport 45 minutes to world-famous Gulf Coast beaches Less than 1 hour to top Florida attractions like Busch Gardens and Walt Disney World Whether you're seeking a full-time residence or seasonal retreat, this home offers the perfect blend of comfort, convenience, and Florida charm. Schedule your private showing today and discover the lifestyle you've been looking for!
Source: STELLAR #A4658354
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.