5135 Laurel Park Ln Cumming, GA 30040
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About this home
PROFESSIONAL PHOTOS COMING. Welcome to this show-stopping home in the sought-after community of Ashebrooke, where modern design meets timeless elegance. Perfectly situated on a quiet cul-de-sac, this home offers unmatched curb appeal with its crisp white brick exterior, contrasting trim, vibrant yellow front door, and professionally designed landscaping feels straight out of a magazine. Step inside to discover a light-filled, open floor plan that's as stylish as it is functional with 3 floors of French oak wood and designer tile flooring. The two-story family room makes a dramatic statement with soaring ceilings, luxury lighting, and a stunning marble-stacked fireplace surrounded by large picture windows. The formal dining room features elegant wainscoting, a built-in wine bar, and capiz chandelier - perfect for hosting family gatherings or dinner parties. The living room and home office offers inviting space with beautiful natural light and modern, clean-lined design. At the heart of the home, the chef's kitchen shines with a blend of European elegance and modern functionality - featuring a 6-burner range, Bosch appliances, statuario marble counters, custom wood hood, and a navy island that adds a pop of style. The hexagon tile detail at the floor transition and open shelving bring warmth and artistry to this space. Upstairs, the owner's suite offers a true retreat - complete with a cozy sitting area, his-and-her closets, and a spa-inspired bath. Three additional spacious bedrooms each include large closets and beautiful finishes along with two fashionable full bathrooms with modern fixtures and chic tile design. The finished terrace level expands the living space with two bedrooms, a full bath with curbless shower, designer fixtures, and a hidden room tucked behind a library door - the ultimate entertaining feature. There's also a media room with recreation space, and ample storage. Step outside to enjoy your private oasis. A modern deck with under-decking creates a year-round patio experience, while the paver patio with sitting wall is perfect for fireside evenings. The Japanese-inspired conifer garden features heirloom roses, unique evergreens, a raised-bed vegetable garden, and fruit trees - all maintained effortlessly with smart Wi-Fi drip irrigation and landscape lighting. Permanent Trimlight holiday lighting adds year-round curb appeal at the touch of a button. This home is as smart as it is beautiful, equipped with whole-home Wi-Fi lighting, Nest thermostats, tankless water heater, whole-home water filtration system (2021), triple-pane solar-blocking windows (2019), and new HVAC systems with HEPA filters (2018) - giving you peace of mind and energy efficiency for years to come. Located in Ashebrooke, one of Forsyth County's most vibrant communities known for its neighborhood events, swim and tennis amenities, and festive holiday spirit. Just minutes from Big Creek Greenway, Cumming City Center, GA 400, and top-rated West Forsyth schools. Bonus: A transferable VA loan at 3% makes this home as financially smart as it is stunning.
Source: FMLS #7673219
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.