5135 SW 105th Way Gainesville, FL 32608
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About this home
Step into a home that doesn’t just check every box—it owns the list. This exceptional Tom Hunt pool home blends refined design, flawless upgrades, and a location that checks every box. Welcome to a meticulously maintained and thoughtfully enhanced residence on a premier corner lot in the coveted Hamptons neighborhood of Haile Plantation. With more than 2,300 sq ft of elegant living space, 3 spacious bedrooms, and 2.5 beautifully remodeled bathrooms, this home delivers both sophistication and function in every detail. Step inside and feel the difference. The open floor plan flows seamlessly, anchored by brand-new Anderson windows that drench the home in natural light. Fresh interior paint throughout and plantation shutters in the living and dining rooms elevate the home’s crisp, timeless style. The chef’s kitchen is an entertainer’s dream—new appliances, six-burner gas cooktop, granite countertops, and a sleek backsplash designed for effortless hosting and everyday ease. The living room centers around a cozy gas fireplace with elegant stone flooring, opening to a private family room with French doors that lead to a lushly landscaped backyard. Outside, your personal oasis awaits: a new saltwater heated pool, a stone lanai, and an inviting dining area designed for year-round enjoyment. The primary suite is a true retreat, featuring tray ceilings, custom California Closets, and a spa-inspired en-suite with a freestanding Victorian Albert tub, walk-in shower, Neorest commode, modern vanities, and premium tile flooring. Two additional bedrooms have great space for guests, a home office, or your ideal work-life balance. Added peace of mind comes with a carbon monoxide detector, ensuring both comfort and safety. Located just one mile from Haile Village Center and Hawkstone Country Club, this home offers the best of both worlds—quiet luxury and unbeatable convenience to Gainesville’s top dining, shops, and community amenities. This is the home that serious buyers act fast on. Schedule your private showing today and step into the lifestyle you’ve been working for.
Source: STELLAR #GC534860
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.