5135 W 68th Ave Unit 1 Unit 1 Westminster, CO 80030
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About this home
Welcome to Yacht Club Condominium community in Westminster, Colorado. Situated a stones throw from Hidden Lake, all residents have access to the lake for non-motorized boating, paddleboarding, and fishing. With 1,869 square feet of thoughtfully designed living space, this home offers comfort, style, and functionality. As you step inside, you're greeted by soaring vaulted ceilings and expansive front-facing windows that fill the home with natural light. The main level features hardwood flooring, a cozy living room with a gas log fireplace surrounded by stone, and a dedicated dining area perfect for entertaining. The kitchen offers tile countertops and easy access to both dining and living spaces. A rare find, the main level also includes a bedroom and an adjacent 3/4 bath—ideal for guests or multi-generational living. Upstairs, you’ll find a versatile loft area, perfect for a home office or reading nook, as well as the spacious primary suite. The en-suite bathroom is brand new, featuring updated flooring, paint, and modern fixtures. An unfinished basement awaits your creative touches and also the Washer/Dryer are included in the sale. Outdoor living is convenient for your family with a large wrap-around deck and a private gated entry that adds both privacy and curb appeal. Plus, the attached 2-car garage provides plenty of storage and convenience. Easy access to convenient shopping, parks and public transportation and also a quick drive to major corridors of Denver ie; I-76, I-70, & I-25 giving you immediate access to downtown Denver or the mountains.
Source: RECO #9252091
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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