514 Augusta Dr Canton, GA 30115
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About this home
This property is a rare find in the upscale Holly Springs/Hickory Flat area and is distinguished by its outstanding value. One of the few homes in this area of this size below $200 per square foot, this move-in ready home is adjacent to The Golf Club at Bradshaw and boasts a .57-acre lot on a stocked fishing lake. The open floor plan, designed for comfortable living and entertaining, features a two-story great room and a kitchen/keeping room. This layout promotes a sense of spaciousness and connectivity, ideal for both everyday relaxation and hosting guests. The two-story foyer and great room add a touch of grandeur, while the combined kitchen and keeping room offer a warm and inviting space for casual gatherings. The upper level of this home offers a luxurious and inviting living space. Through elegant double doors, the primary suite welcomes you with a beautiful trey ceiling and serene water views. This expansive retreat provides plenty of room for a sitting area, while the spa-inspired ensuite bath creates a perfect space to relax and recharge. Generously sized secondary bedrooms ensure comfort and privacy for family or guests. One of the bedrooms includes its own sitting area, adding versatility and charm. For added convenience, the upper level also includes a laundry room and two finished storage rooms. Thoughtful storage solutions continue on the lower level, with an oversized garage and an under-stair storage closet, offering abundant space to keep your home organized. The exterior features a spacious screened porch and grilling patio, ideal for outdoor relaxation and dining. A portion of the .57-acre lot is fully fenced and boasts mature landscaping, establishing a tranquil and private outdoor space. Beyond the fence, the lot continues to the water, offering a large area perfect for a fire pit and a game of cornhole. So whether you enjoy pulling in a large-mouth bass, floating on the lake at sunset, or simply appreciating the abundant wildlife, this home offers a rare, lakefront lifestyle experience. The community amenities include a recently refinished 25-meter saltwater pool, two tennis courts, and a playground area. If golf is your passion, a challenging 27 holes await you right across the street. With equestrian facilities located a few miles away, this property offers something for everyone. The property is well-maintained, featuring an updated AC system installed in 2023 and newer appliances. Top-rated elementary, middle, and high schools are all located within a two-mile radius. The area also offers multiple parks, grocery stores, and restaurants, and the nearby towns of Woodstock and Canton provide fine dining, boutique, and large-format retail shopping.
Source: FMLS #7586715
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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