5140 Quaker Rd Keysville, GA 30816
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About this home
Gorgeous, airy & bright country home located just 12 miles from Waynesboro, GA. Thoughtfully designed for flexibility, this unique 3,500+ sq ft floor plan features a full kitchen, den, two bedrooms, and a private entrance on EACH level-ideal for multigenerational living, guest suite, or Airbnb income potential. The main floor showcases a beautiful custom kitchen with quartz countertops, farm sink + prep sink, walk-in pantry, stainless steel appliances, and a large bar with seating. The open-concept layout flows into a spacious dining room and 700 sq. ft. family room boasting 20-foot ceilings and a wood-burning fireplace. Two bedrooms and two baths are located on the main level, including a luxurious owner's bath with soaking tub, walk-in shower & double vanity. Upstairs features a second full kitchen, cozy den with office nook, two bedrooms, and a bathroom with a double vanity, walk-in shower, and private toilet room. Second-story access directly from the garage offers added convenience and privacy. Built in 2015 and meticulously maintained, this move-in-ready home sits on 5.28 peaceful acres. Enjoy mornings on the rocking chair front porch with open country views or evenings on the screened side porch. Additional highlights include engineered hardwood and tile flooring throughout, a large laundry room with quartz countertops and utility sink, double garage with storage, and an outbuilding (Oakland Structure purchased in 2019 for 8k+). This rare find combines country serenity, thoughtful design and modern comfort.
Source: GAMLS #10642726
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.