5146 W 135th St Hawthorne, CA 90250
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About this home
Beautifully Upgraded Home in the Highly Desirable Holly Glen/Del Aire Neighborhood! Located within the top-rated Wiseburn School District, Enjoy a fantastic layout with abundant sunlight and plenty of space for family living or entertaining. The main home is bright and inviting featuring 3 bedrooms and 2 bathrooms taped at 1,154 sqft of living space. Features include a brand-new kitchen, remodeled bathrooms, new flooring, new windows, new HVAC, new tankless water heater for the main home, updated electrical, and new water lines. In home laundry located off the kitchen area. All bedrooms are generously sized with large closets and plenty of natural light. The primary bedroom is spacious with its own private bath. The long driveway provides RV parking and ample parking for multiple cars and leads to a detached garage. Next to the garage is a permitted rumpus room/workshop approximately 330 sqft. with its own kitchen, bathroom, laundry area, and water heater — perfect for guests, a home office, or potential future ADU/JADU, adding tremendous value and versatility. Just minutes from major employers like SpaceX, Northrop Grumman & Boeing. A short drive to LAX, beaches, parks, shopping and dining. This is a must-see home in one of Hawthorne’s most sought-after neighborhoods!
Source: CRMLS #CV25240800
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.