515 Westbury Ln Georgetown, TX 78633
Your savings
About this home
Welcome to this stunning Craftsman-style home in the desirable Creekside at Georgetown Village! Built in 2015, this spacious 2-story residence offers 4 bedrooms, a first floor office, huge bonus room on the second floor, 2.5 bathrooms, and over 3,200 sq. ft. of living space on a generous 0.22-acre corner lot. Step inside to find a bright and open floor plan featuring multiple dining areas, a semi open concept kitchen with an island and eat-in dining area, granite countertops, stainless steel appliances, and ample cabinet space. The home also boasts tile and vinyl flooring on the main flood and brand new carpets on the second, along with recessed lighting throughout, and elegant French doors on the primary suite, bonus room and first floor office. The primary suite upstairs is designed for comfort with a private bathroom that has a dual vanity, walk-in shower, and walk-in closet. The other 3 bedrooms and additional large bonus room provide flexibility for family or guests. Enjoy cozy evenings and holidays in the family room by the fireplace or entertain outdoors on the large back patio which is perfect for gatherings and a BRAND NEW HVAC SYSTEM INSTALLED THIS MONTH IN 2025. Buy now and don't owe any taxes until 2026 due to the property being exempt from taxes in 2025! Schedule your showing now before the home is gone!
Source: ACTRIS #1344218
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.