51520 W Wildcat Ln Maricopa, AZ 85139
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About this home
Set against a backdrop of sweeping mountain views, this custom Next-Gen estate redefines desert luxury living. Nestled on an expansive 4.5-acre private lot, the residence combines elegance, comfort, and versatility, all just steps from your own resort-style amenities. Inside, the heart of the home is a designer kitchen outfitted with quartz countertops, sleek white and grey cabinetry, Frigidaire Gallery stainless steel appliances, and striking modern lighting. Open-concept living spaces are finished with 8x40 plank tile flooring, 5-inch baseboards, and plush carpeting softens each bedroom. The home offers two master retreatsone with a private entrance, family room, kitchenette, and en-suite bath, perfect as a guest or in-law suite. The main master impresses with barn doors, a spa-like Jacuzzi tub, and a walk-in shower. Every bathroom is beautifully updated with quartz vanities and tiled showers. Step outside and discover your personal oasis: a 7-foot-deep Pebble Tec pool, hot tub, expansive patio, and a detached workshop for endless possibilities. Ascend to the upper balcony for 360-degree mountain vistas and breathtaking sunsets. For entertainment, enjoy your own private movie theater with a kitchenette, perfect for cozy nights in or hosting unforgettable gatherings. This is more than a home; it's a lifestyle. A rare opportunity to own a private, versatile luxury property that balances resort-style relaxation with the space and freedom of true acreage living.
Source: ARMLS #6907304
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.