516 Columbine Ave Fort Lupton, CO 80621
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About this home
Welcome to this pristine, single-level ranch home on a coveted corner lot, perfectly positioned directly across from the park in the desirable Coyote Creek Golf Course community. Motivated sellers have priced this gem to sell—don’t miss your chance! Step inside to discover pride of ownership at every turn: engineered hardwood floors, an expansive main hallway, and a soothing neutral palette. The open-concept heart of the home flows seamlessly from a chef’s kitchen—complete with stainless steel appliances, a large center island, walk-in pantry, and abundant cabinetry—into the spacious family room and dining area. Retreat to the private primary suite at the east end, featuring a luxurious en-suite bath with a glass shower and generous walk-in closet. On the opposite west end, three additional bedrooms with ample closets share a full bath. A large laundry room, two storage closets, and an oversized attached two-car garage complete the thoughtful one-level layout. Outside, relax on the covered front porch with sunset views over the mountains and golf course, or entertain on the professionally finished deck. Enjoy walking trails, a short stroll to the Coyote Creek Clubhouse, and the vibrant Fort Lupton lifestyle—just 35 minutes to downtown Denver and minutes from I-25 for easy access to Fort Collins, Longmont, and premier shopping. Ideal for first-time buyers or downsizers seeking turnkey perfection on a corner lot across from the park. Schedule your showing today!
Source: RECO #8258608
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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