5177 Salerno St Ave Maria, FL 34142
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About this home
Best priced pool home in Maple Ridge! This exquisite Bristol model floor plan offers 4 bedrooms and 3 full baths in a thoughtfully designed open layout spanning approximately 2,341 square feet, built in 2016 This single-story home showcases a welcoming two-great-room plan that effortlessly blends functionality and comfort, highlighted by granite countertops extended cabinetry staggered tile flooring in living areas and carpeted bedrooms, creating a seamless flow from the gourmet kitchen with breakfast bar to the luminous living spaces and screened lanai The lanai, fully enclosed and featuring a pool that overlooks panoramic lake views. The home offers exceptional indoor-outdoor living and breathtaking morning sun and evening glow from the rear exposure The primary suite includes a soaking tub, separate walk-in shower, dual vanities, and generous closet space, while the den easily converts to a home office or guest suite Two additional bedrooms and baths offer flexible living options A well-appointed laundry room, two-car garage with paver driveway, and Mediterranean tile roof enhance both aesthetic appeal and practicality Situated on a rectangular waterfront lot with automatic irrigation and lush landscaping, this home is ideal for relaxing and entertaining alike The property affords access to Maple Ridge’s community amenities including clubhouse fitness center dog park trails pickleball tennis courts and pool The location places you minutes from Ave Maria University shopping dining parks and golf courses The Bristol model’s thoughtful layout, seamless integration with its natural lakeside setting, privacy from its southeast rear exposure and resort-style pool package make this home a turnkey retreat, perfectly balanced for family living entertaining or investment in one of Southwest Florida’s most desirable neighborhoods.
Source: FORTMYERS #225069135
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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