51862 Via Crespi La Quinta, CA 92253
Your savings
About this home
Sophisticated 3-Bedroom Home with $100K in Designer Upgrades in the highly coveted gated Floresta Community of La Quinta. This home is priced to sell as it's the most aggressive priced home within the community in over a year. Discover this beautifully appointed 3-bedroom, 3.5-bath home, where every bedroom features its own en-suite for comfort and privacy. The den offers flexibility to easily convert into a 4th bedroom or home office, while the formal dining room can double as a billiards or game room--perfect for entertaining.Designed with an open floor plan and abundant natural light, this home offers modern elegance at every turn. Enjoy over $100,000 in designer finishes, including upgraded flooring, premium cabinetry, custom roll-up blinds, and an extended quartz island with seating for six and built-in pop-up outlets. The kitchen and living area flow seamlessly to the outdoors, creating the ideal setting for gatherings with friends and family.Step through sliding glass doors to an extensive covered patio, perfect for outdoor dining or relaxing in the shade. The spacious backyard provides ample room to design your own linear pool or simply enjoy the resort-style community amenities, which include a luxurious pool, spa, cabanas, clubhouse, and dog parks. A 3-car tandem garage offers plenty of space for vehicles, storage, or a home gym setup.Located in the highly sought-after Floresta gated community, this home sits in the heart of the Coachella Valley's premier destination--La Quinta. Enjoy close proximity to the Canopy Shopping Center with a range of casual and upscale restaurants, and Old Town La Quinta, known for its charming boutiques, eateries, and farmers market. The area is served by some of the top-rated schools in the Coachella Valley, making it ideal for families.Just across the street is the SilverRock Golf Course, future site of the luxury SilverRock Resort, featuring a planned 5-star hotel, fine dining, and boutique shopping. Once complete, property values in this location are expected to rise significantly, making this an exceptional primary residence, vacation home, or investment opportunity. Did I mention this home has an assumable VA loan with a 2.75% interest rate for eligible buyers.Don't miss your chance to own one of the most desirable homes in Floresta--schedule your private showing today.
Source: CRMLS #219138124DA
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.