519 Mission Viejo San Antonio, TX 78232
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About this home
Tucked away behind the gates of the exclusive, guard-gated Mission Ridge community, this custom Sitterle home with 3147 sf, 4 bedrooms, 3.5 bath, offers privacy, charm, and timeless style. With mature trees and lush landscaping framing every window, you'll enjoy a serene, green view from every room. Designed with both elegance and comfort in mind, this spacious home features an abundance of natural light, classic upgraded finishes, and plantation shutters throughout. The thoughtfully designed floor plan includes zero-step entry for convenience and accessibility. The main level starts with the classic checkerboard tiled entry with lovely winding half staircase leading to the guest rooms. To the right relax in the formal living and dining anchored by custom parquet wood flooring accented with checkerboard edges perfectly bringing the entry and formal areas together. The large family room features a floor to ceiling fireplace for cozy evenings at home and sight lines to the sunlit breakfast nook. The chef's kitchen with a center island, induction cooktop, and ample counter space-is perfect for everyday living and entertaining alike. Just a half-flight down, you'll find the private primary suite and garage, providing a peaceful retreat without sacrificing accessibility. Up the stately half staircase off the entry , discover the secondary bedrooms connected by a Jack-and-Jill bath, a dedicated office, and a generously sized 4th bedroom/secondary primary with its own en suite bath. The 4th bedroom would make a great bunk room or flexible enough to be a game room or prewired media room. Outside, the front yard has been professionally xeriscaped for low-maintenance beauty, while the backyard is a quiet, tree-lined haven offering both privacy and potential, with a grassy area ready for your personal touch-be it a garden, pool, or play space. Recent upgrades include a HVAC system, dishwasher, garage doors (securing the extra deep 2 car garage), and lighting fixtures-all within the past few years-adding peace of mind to this already exceptional home. All of this in a prime location just minutes from 281 and 1604, with a convenient 20-minute commute to downtown San Antonio. Don't miss your opportunity to live in one of the city's most sought-after neighborhoods-this home truly has it all.
Source: SABOR #1909271
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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