52 Rancho Trl Georgetown, TX 78628
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About this home
52 Rancho Trail | Georgetown, TX – Rancho Sienna 5 Bedrooms | 4.5 Baths | 3,105 Sq. Ft. Welcome to your dream home in the heart of Rancho Sienna—where comfort meets sophistication! This spacious five-bedroom, 4.5-bath home is designed for modern living and effortless entertaining. The chef’s kitchen is the centerpiece of the home, featuring double ovens, a gas range, stainless steel appliances, and not one—but two islands for prep and gathering. The open-concept layout flows seamlessly into the dining area and family room, highlighted by a stone fireplace, tall ceilings, and expansive windows that fill the space with natural light. The primary suite and a secondary bedroom are conveniently located on the main level, while upstairs offers three additional bedrooms and a large game room / second living area—perfect for movie nights or a kids’ retreat. Luxury touches include wood-style luxury vinyl flooring throughout the main living areas, modern fixtures, and a spacious backyard with a mature tree, ideal for play or relaxation. Located within walking distance to Rancho Sienna Elementary, community parks, trails, and the Rancho pool, this home offers the best of Georgetown living in a highly desirable neighborhood. Liberty Hill ISD Zoned for Legacy Ranch HS, Buyers to confirm all information
Source: ACTRIS #7519730
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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