5205 Nature Path Marion, TX 78124
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About this home
Welcome to 5205 Nature Path - Modern Comfort Meets Smart Living in Schertz, TX Tucked away on a premium corner lot with no backyard neighbors, this beautifully upgraded 4-bedroom, 2.5-bath home offers the space, style, and privacy you've been searching for. Built in 2021 by KB Homes, this 2,527 sq ft stunner features an assumable VA loan! Step inside to a light-filled, open-concept floor plan with luxury vinyl flooring throughout the first floor, creating a modern and low-maintenance living space. The heart of the home is the island kitchen, complete with stone countertops, a walk-in pantry, and ample space to gather and entertain. The seamless flow into the dining and living areas makes hosting a breeze. Downstairs, a flex bedroom (currently used as a study) offers the ideal setup for guests or remote work. Upstairs, you'll find the primary suite retreat with oversized closet space and a spa-inspired bath featuring a garden tub, separate shower, dual vanities, and abundant natural light. All secondary bedrooms are generously sized with oversized closets, and the laundry room is conveniently located upstairs. This home also comes complete with solar panels, helping reduce energy costs and increase efficiency. Other smart upgrades include a tankless water heater and energy-conscious construction throughout. Enjoy Texas evenings in the expansive backyard, with no rear neighbors and plenty of room to create your ideal outdoor oasis. Located in a peaceful neighborhood in Schertz, you'll have easy access to top-rated schools, shopping, dining, and major military hubs. Don't miss your chance to own this move-in ready gem with built-in value-schedule your private tour of 5205 Nature Path today!
Source: SABOR #1889386
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.