521 Rearing Mare Pass Georgetown, TX 78626
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About this home
***Bundled service pricing available for buyers. Connect with the listing agent for details.*** Experience pride of ownership with this well maintained 4-bedroom, 2-bathroom home nestled in the desirable Saddlecreek community of Georgetown, TX. This delightful one-story residence offers a spacious and modern open-concept floor plan designed for comfortable living and effortless entertaining. From the moment you make your way inside, you’ll appreciate the inviting ambiance created by wood-look tile flooring that flows seamlessly throughout the entire home — no carpet in sight. Beautifully appointed kitchen, featuring a large island, sleek granite countertops, stainless steel appliances, a new stove and oven, a new dishwasher, and a stylish new kitchen faucet. A full-size refrigerator in the garage provides even more convenience for hosting and storage. The open layout continues through the living and dining areas, where natural light enhances the space. The primary bedroom is privately situated at the back of the home and offers a spa-like retreat with an ensuite bath and a generous walk-in closet. Seller upgrades ensure added comfort and functionality, including a recently replaced roof, upgraded tile flooring in all bedrooms and closets, new ceiling fans in the living room and two of the bedrooms, and thoughtfully added shelving in the garage, pantry, closets, and master bath area. A new safety railing leads you out to a private backyard oasis, perfect for relaxation or play. Amenities include a pool, park, playground and pond with sidewalk trail. Very close by to nearby schools. This home is move-in ready and offers thoughtful improvements throughout, blending style, comfort, and practicality in one perfect package. Don't miss your opportunity to own this lovingly maintained and beautifully updated home in one of Georgetown’s most sought-after neighborhoods.
Source: ACTRIS #8563300
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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