5214 Tye Trl Fairburn, GA 30213
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About this home
Step into elegance and comfort with this spacious 5-bedroom, 3-bathroom home offering 3,586+ square feet of thoughtfully designed living space. Perfectly located in a desirable community, this residence combines timeless style, modern updates, and the open-concept layout buyers love. Inside, you’re welcomed by soaring two-story ceilings, rich hardwood floors, and natural light that floods every corner. The front flex room provides the perfect space for a home office or additional lounge area, while the formal dining room showcases elegant wainscoting and modern lighting, setting the tone for memorable gatherings. At the heart of the home is a chef’s kitchen featuring granite countertops, 42” espresso cabinetry, subway tile backsplash, stainless steel appliances, double ovens, and a gas cooktop. A generous island overlooks the bright breakfast area and opens seamlessly into the expansive family room, creating a true entertainer’s dream. The two-story living area boasts a cozy fireplace and large windows, making it the perfect backdrop for relaxing evenings. Upstairs, retreat to the oversized owner’s suite complete with a spa-like bathroom featuring a soaking tub, glass-enclosed shower, dual vanities, and a walk-in closet. The versatile loft area offers additional space for a media room, playroom, or private retreat. Secondary bedrooms are well-proportioned with ample closet space, ideal for guests or a growing household. Enjoy the outdoors in your private backyard with endless potential for customization. Conveniently located near top-rated schools, local parks, shopping, dining, and easy access to major highways, this home perfectly balances lifestyle, comfort, and convenience.
Source: FMLS #7640576
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.