5216 Terrace Trl Fort Worth, TX 76114
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About this home
Step into a home where classic design meets modern sophistication. Behind its 1945 full brick façade lies a complete transformation, a contemporary residence offering elegance, comfort, and style in every detail. With 4 large bedrooms, 2 beautifully remodeled bathrooms, and ample of living space, this home is ready to impress. The kitchen is a chef’s dream, featuring granite countertops, a spacious granite center island, custom tile backsplash, and sleek modern appliances. Decorative lighting enhances the space, making it ideal for cooking, dining, and entertaining. Both bathrooms have been fully updated with mosaic-tiled showers and refined finishes, while the master bedroom includes a double-sink vanity with granite counters, adding a touch of luxury to everyday living. Additional highlights include large, light filled bedrooms, central electric heating and cooling, and stylish updates throughout. The property also offers an attached 2-car garage, covered patio and front porch, plus extra storage for convenience. Situated on a 0.21 acre lot with no HOA, this residence blends space, privacy, and contemporary living all in the community of Sansom Park within Castleberry ISD. This is not just a house; it is a statement of modern living, beautifully remodeled and move-in ready. Notes: Buyers and buyer’s agent to verify all information presented, including but not limited to taxes, schools, square footage, listed features, and zoning. Prequalification or proof of funds must be submitted with all offers.
Source: NTREIS #21043493
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.