522 Windy Ridge Ct Canton, GA 30114
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About this home
Welcome to Laurel Canyon – The Fairways of Canton Golf Course Community! Discover this beautifully designed, energy-efficient home nestled in the highly sought-after Laurel Canyon subdivision, part of the prestigious Fairways of Canton golf course community. This home offers both style and functionality, featuring a spacious bonus room, a 4th bedroom, and a full bath on the second floor—perfect for guests, a home office, or a private retreat. The main level includes the primary suite and two additional bedrooms, providing convenience and comfort with a flowing layout. Enjoy cooking and entertaining in the gourmet kitchen equipped with a gas cooktop, double oven, a spacious island with Quartz countertops, and seamless connection to the family room and dining area—ideal for gatherings and everyday living. Additional features include a third-car tandem garage, offering extra storage or space for your golf cart, tools, or recreational gear. Live in a master-planned community with resort-style amenities including a clubhouse, swimming pool, tennis and pickleball courts, basketball court, children’s playground, and a challenging 18-hole golf course—all just steps from your front door. Conveniently located near shopping, dining, and entertainment, this home combines luxury, comfort, and lifestyle in one of Canton's most desirable neighborhoods.
Source: FMLS #7626312
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.