5232 Beachfront Cove St Unit 73 Unit 73 San Diego, CA 92154
Your savings
About this home
Welcome to Playa Del Sol, a vibrant gated community in South San Diego known for its resort-style amenities and modern design. Built in 2021, this 1,875 Sqft smart home offers 4 bedrooms, 3.5 bathrooms, and a 2-car garage. The open, flexible layout includes two private bedroom suites for ultimate comfort and privacy. On the first floor, you’ll find a full bedroom with its private bathroom perfect for guests, extended family, or even a private rental to help offset your mortgage. Upstairs, the second level opens to a bright and spacious main living area where modern style meets everyday comfort. The open-concept kitchen features stainless steel appliances, granite counters, a large island with seating, and a walk-in pantry—all overlooking the living room and dining area that connect seamlessly to a private balcony, perfect for morning coffee or evening relaxation. The top floor includes the primary suite with dual vanities, a walk-in closet, and two additional bedrooms plus a full bath and laundry for convenience. All major appliances are included—stacked washer and dryer, stainless steel refrigerator, stove, and microwave—making this home truly move-in ready. Smart-home technology lets you control the home’s climate, AC, heater, and even the garage door from anywhere with the app. At Playa Del Sol, every day feels like a getaway. The community offers incredible resort-style amenities including a huge sparkling pool, spa-like jacuzzi, and a fully equipped fitness center perfect for morning or evening workouts. Families will love the playground and open spaces designed for kids to play safely, while residents can gather with friends and neighbors at the clubhouse and outdoor lounge areas for barbecues, celebrations, or quiet evenings under the lights. Living here means having comfort, convenience, and recreation all within a beautifully maintained gated community in one of South San Diego’s most desirable locations.
Source: CRMLS #PTP2508183
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.