524 Big Horn Pass Denton, TX 76210
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About this home
GREAT location, GREAT price, NEWER HOME!! Come see this beautifully maintained, newer-built home offers the perfect blend of space, style, and functionality! With 4 spacious bedrooms, 2 full bathrooms, and a dedicated office, there’s room for everyone to live, work, and relax in comfort. Step inside to an inviting open-concept floor plan that seamlessly connects the kitchen, dining, and living areas—perfect for entertaining or enjoying cozy nights at home. The kitchen features abundant cabinet space, modern finishes, and a layout that makes both everyday meals and special gatherings a breeze. The primary suite is a true retreat, boasting a generously sized bedroom, a large ensuite bathroom with dual sinks, a separate soaking tub and shower, and a huge walk-in closet. The additional bedrooms are well-sized and share a beautifully maintained second bathroom. Enjoy the outdoors year-round with a charming covered front porch (LED lights makes Christmas decorating a breeze) and an expanded covered back patio, ideal for morning coffee, evening relaxation, or weekend BBQs. Security cameras are installed and ready to be connected! Located in a highly rated school district known for its excellent academic and extracurricular programs, this home is perfect for families looking to put down roots in a thriving community. With everything in excellent condition and a thoughtfully designed layout, this home checks all the boxes—style, space, and comfort in one incredible Denton location. Don’t miss your opportunity to make this home yours. Schedule your showing today! **This home features permanent LED lighting installed under the eaves, offering customizable colors and patterns all controlled through an easy-to-use app. Whether it’s Christmas, the Fourth of July, or game day, you can instantly change the look of your home without climbing a ladder. Say goodbye to tangled lights—holiday decorating just got a whole lot easier! **
Source: NTREIS #21024541
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.