524 Quail View Ct Debary, FL 32713
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About this home
Now offering a $5,000 buyer concession to buy down the rate or use toward new appliances or upgrades of the buyer's choice, plus a one-year home warranty included by the seller. BRAND NEW ROOF 2025! This beautifully updated lake-view home is located on a desirable corner lot in the highly sought-after DeBary Golf & Country Club community. Boasting stunning curb appeal and a traditional two-story layout, the home features brand new flooring throughout, soaring ceilings, and an open-concept design that enhances natural light and flow. The heart of the home is a spacious kitchen equipped with stainless steel appliances, granite countertops, and solid wood cabinetry, offering ample space for cooking and entertaining. The large living room, seamlessly connected to the kitchen, is ideal for family gatherings, while the formal dining room adds an elegant touch. Upstairs, the oversized primary suite serves as a private retreat with dual walk-in closets, a garden tub, and a glass-enclosed shower. Enjoy peaceful lake views from the screened-in back porch with ceiling fans, or relax in the fully fenced backyard, perfect for pets, play, or outdoor entertaining. Additional features include a 2024 A/C unit, a three-car garage, and an extended driveway. Residents enjoy access to a community pool and the amenities of a prestigious golf course lifestyle. With its updated finishes, scenic setting, and spacious layout, this home offers the best of comfort, style, and Florida living.
Source: STELLAR #O6285697
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.