5240 Silver Charm Ter Wesley Chapel, FL 33544
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About this home
Experience resort-style living in this beautifully upgraded 5 bedroom + Office, 4 bath, POOL home nestled in a pristine GATED golf course community. Perfectly positioned with expansive views of the green, this home combines elegant design with a tranquil setting, offering a rare opportunity to feel like you're on vacation every single day. The love and warmth of this home beams throughout. From the moment you step through the front door the spacious you're greeted with natural light and the flexible floor plan flows seamlessly from room to room. Both a formal living room AND a family room provide plenty of space for gathering with loved ones or finding quiet corners to relax. The custom built ins, fireplace and plantation shutters are just some of the many special touches that make this home truly sing. The renovated kitchen is the heart of the home, thoughtfully designed with luxe stone countertops, new cabinetry, modern hardware, and premium Bosch appliances: plus those extras we can't live without--wine fridge, range hood, and storage space for days. Whether hosting family dinners or casual get-togethers, this space invites both comfort and conversation. The oversized primary suite feels like a personal spa retreat, complete with a large walk-in shower, soaking tub, and generous space to unwind. Additional bedrooms are well-appointed and versatile, ideal for guests, a home office, creative spaces, making this home as functional as it is beautiful. Step outside to your own private backyard paradise, where a newly remarcited pool and hot tub overlook the lush green of the golf course. Completely refinished, resurfaced and all new equipment in 2025, this resort-style outdoor space is perfect for both quiet mornings and lively weekend gatherings. This serene retreat is entirely your own, offering the ultimate in privacy and relaxation. Located in the quiet, impeccably maintained community, this property offers low-maintenance luxury with community features such as community pool, basketball, playground, gated, and so on! Major upgrades on this home are already complete, including a newer roof (2019) and HVAC (2017). Just minutes away, you’ll find Tampa Premium Outlets, The Shops at Wiregrass, AdventHealth Center Ice, fine dining, and top-rated A schools. With premier healthcare systems such as AdventHealth, BayCare, and the upcoming Johns Hopkins Children’s Hospital nearby, every convenience is at your fingertips. This is more than a home — it’s a peaceful retreat designed for those who value space, comfort, and the beauty of Florida living. Here, you can spread out, unwind, and enjoy the best of Tampa. Schedule your private tour today to see this stunner for yourself!
Source: STELLAR #TB8439256
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.