5252 Seminole Ct Cape Coral, FL 33904
Your savings
About this home
Live the Southwest Florida lifestyle with this beautifully updated Gulf-access pool home, perfectly positioned on a direct-access (sailboat) canal with no bridges or locks—just minutes to the Caloosahatchee River and open Gulf waters. Designed for both comfort and style, this home blends modern updates with the best of indoor-outdoor living. Inside, an open-concept floor plan fills the space with natural light and creates a seamless flow between the living room, dining area, and kitchen. Tasteful updates include modern cabinetry, ample counter space, and finishes that make entertaining or everyday living a pleasure. Large sliding doors open to the screened lanai, drawing you outside to enjoy your private pool and expansive waterfront views. The southwest rear exposure ensures sun-soaked days and brilliant evening sunsets, while the covered lanai offers plenty of space for lounging and dining. The tranquil setting is ideal for morning coffee, weekend gatherings, or watching boats glide by on the canal. Peace of mind comes with a newer roof and hurricane-rated doors and windows for added protection and energy efficiency. Located in a desirable Cape Coral neighborhood, this home provides quick access to waterfront dining, shopping, marinas, and area beaches. Whether you’re a boating enthusiast, an entertainer, or simply seeking a relaxing place to unwind, this property offers the perfect setting to enjoy the best of Southwest Florida living. Schedule your private showing and see why this direct Gulf-access home with a pool and sunset views is an exceptional find.
Source: FORTMYERS #2025009877
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.