526 Antioch Church Rd Talking Rock, GA 30175
Your savings
About this home
Private Relaxing Ranch home on basement tucked away on 5.7 acres with a spring fed pond on one side & a small branch running through the other side. generous side/front porch & private courtyard on the other end w/pool & covered outside kitchen area for your grill overlooking the pond. two story great room w/fireplace & hardwood floors double door access to covered porch. HUGE Kitchen updated w/gorgeous granite countertops, backsplash & tiled floors. Large sunroom off from kitchen. Master on main with French door access to side covered porch, Bathroom updated with new tiled floor, & shower and granite countertops. 2nd bdrm on main, Spacious loft/3rd bdrm has large walkin closet. Basement boasts large open family rm/rec with ceramic tiles floors etc.. plus large bonus room with huge walk in closet, full bathroom fully tiled! plus boat storage area, plus storage area, plus exterior accessible only section with garage door for lawnmower & other lawn equipment! Plus detached garage with lean to, so much space. Got to check this one out. on top of all of this, easy access onto Hwy 515 and be in Jasper under 7 mins & be in the town of Talking Rock in 2 min, Ellijay in 14 minutes, & Canton in 27 minutes!
Source: FMLS #7475661
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.