5261 Janga Dr Colorado Springs, CO 80924
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About this home
Imagine waking up to real Pikes Peak views. The kind you don’t have to squint, tiptoe, or lean sideways to see. From this home, the views are wide open and completely unobstructed, with no neighbor directly behind you, a scenic trail just to the right, and only one neighbor to the left. Nestled near Black Forest in the welcoming Bradley Ranch community, this setting is as special as the home itself. Step inside to soaring 9-foot ceilings, a versatile front room that works perfectly as a sitting area or home office, and a hallway that opens into a spacious kitchen, dining, and living area designed for connection. The kitchen features a large eat-in island, gas stove, and oversized pantry with room to extend cabinetry or create your dream breakfast nook. From there, step out to the back patio and take in those unforgettable Colorado sunrises and sunsets, or cozy up by the electric fireplace on chilly evenings. Upstairs, you’ll find a bright loft, three bedrooms (three with walk-in closets), and a generous primary suite complete with dual sinks, a walk-in shower, and a large closet. A main-level bedroom and full bath add flexibility for guests or multigenerational living, while the partially finished basement offers a second living area, storage, and rough-ins for a future bedroom and bathroom — ready for your finishing touch. With a 3-car garage, cul-de-sac location, and walking distance to Chinook Elementary and Middle School, this home balances beauty and practicality. You’re close to Target, King Soopers, dining, and Memorial North, plus just minutes from InterQuest Parkway and the Powers corridor for easy commuting. This one truly blends space, views, and convenience — a home that checks every box and leaves room for you to make it your own.
Source: PPMLS #8685749
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.