527 Apricot St Stafford, VA 22554
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About this home
Welcome to your dream home in amenity-rich Embrey Mill. This beautifully maintained residence offers 5 bedrooms, 5 full baths, and over 4,500 finished square feet of stylish living across three fully finished levels, including a two-car front-loading garage. Situated on a rare private lot backing to serene wooded views, this home blends comfort, convenience, and luxury in one of North Stafford’s most desirable communities. From the inviting covered front porch, you are welcomed into a home designed for modern living. Inside, the main level boasts expansive engineered hardwood floors that add a touch of sophistication throughout. The flexible office or sitting room offers a versatile space to suit your needs—whether it's work or relaxation. The bright formal dining room, adorned with crown and chair molding, is perfect for hosting memorable dinners. The gourmet kitchen is truly a chef’s dream! With a butler’s pantry, granite counters, custom cabinetry with glass accents, and a chic stiletto-accented backsplash, this kitchen is as stylish as it is functional. The wall oven, gas cooktop, and large island with seating invite everything from cozy morning coffee to unforgettable dinner parties. The spacious eat-in area provides a casual spot for morning coffee or family breakfasts. Plus, enjoy easy access to the back composite deck, perfect for grilling and outdoor dining! This is an ideal setting for relaxing after a long day or hosting weekend cookouts while taking in the peaceful wooded views. The kitchen seamlessly flows into the open family room, and with its cozy gas fireplace, it makes entertaining a joy, creating a warm and welcoming ambiance. This level also includes a convenient main-level bedroom with a full bath, ideal for guests or anyone seeking easy accessibility. The practical mudroom combines style and function, with a coat closet and custom-built-in storage that keeps outerwear and shoes neatly organized. Beautiful wood steps lead to the upper level, where a versatile loft awaits—perfect for a playroom, office, or gaming area. From there, you’ll indulge in the spacious primary suite, featuring a tray ceiling, TWO walk-in closets, and a spa-inspired bath complete with a soaking tub, dual vanity, tiled shower, and private water closet. Three additional bedrooms elevate the upper level, including one with its own private en-suite bath and walk-in closet. Two more bedrooms are thoughtfully connected by a Jack-and-Jill bath featuring a dual vanity and a separate water closet. An upper-level laundry is perfect for everyday convenience. The walk-out lower level offers a spacious recreation room, full bath, and an additional room ideal for a sixth bedroom, office, or craft room. An adjacent large storage closet could easily be converted into a bedroom closet if desired. The unfinished portion of the basement also includes added shelving, providing even more convenient storage space. From this level, you can step outside to a patio that extends your outdoor living space and connects seamlessly to the backyard. The fully fenced yard with vinyl fencing, irrigation system, and storage shed combines convenience with charm. Additional highlights include a dual HVAC system (with one unit replaced in 2025) and a security alarm system for added peace of mind. Community amenities span 285 acres of open space, two pools, a community center, Grounds Bistro & Café, a dog park, multiple jogging/biking trails, playgrounds, an amphitheater, a community garden, and more! The Jeff Rouse Sports Center, with gym membership and indoor pools, is also just minutes away. Unbeatable location—walk to the community pool, café, and Publix at Embrey Mill Town Center. Minutes to I-95 express lanes, commuter lots, Stafford Hospital, restaurants, and shopping. Easy commute to Quantico and the FBI Academy. Don’t miss the 3D Matterport tour and this rare opportunity to own a spacious, upgraded home in sought-after Embrey Mill!
Source: BRIGHT #VAST2042788
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.