528 Mansell St Marietta, GA 30008
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About this home
Welcome to Hedges Park, just a short stroll to all the shops, dining & events at Marietta Square! This move-in ready beauty exudes the comfort and style you’ve been searching for! When you step inside, you’ll be greeted by warm, espresso-colored wood floors that flow throughout the lower level. The open concept gourmet kitchen is truly the heart of the home, featuring a spacious breakfast area, stainless steel appliances, wall oven with convection microwave, granite countertops, abundant cabinets, walk-in pantry & separate dining area. The family room adds its own appeal with custom shelves for your decor or your own library for avid readers and the gas fireplace makes it easy to cozy up on the couch with a cup of coffee or glass of wine (cheers!) and just in time for fall. The wall of windows overlooks the private fenced back yard that was recently landscaped & offers plenty of space for entertaining guests, grilling, play time or running room for your fury friends! Upstairs you will find 3 carpeted bedrooms & 2 full tiled bathrooms and a separate laundry room. The owners suite offers abundance of space, style & comfort with beautiful tray ceiling, wall of windows where natural sunlight flows and the bathroom features double vanities, soaking tub, walk-in tiled shower and large walk-in closet. HOA maintains the lawns year round. And did I mention this is near the lively Marietta Square? Buckle up buttercup, because this lovely home is where charm, comfort, and convenience come together, all within walking distance on the trail from the home straight to shopping, dining, museums, theaters, farmers markets, art shows, parks, trails, outdoor concerts, and more! Welcome Home!
Source: FMLS #7646119
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.