528 Saddle Hl Cibolo, TX 78108
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About this home
OPEN HOUSE Saturday 9/27 12-3pm! Here it is...the home you have been looking for! Beautifully upgraded one-story home in Cibolo with 4 Beds/2 Baths and 2,147sqft of living space! This thoughtfully maintained home is packed with high-end upgrades inside and out. Enjoy peace of mind with a Class 4 impact-resistant roof featuring a solar exhaust fan, a full gutter system, and elegant flagstone front and back porches. The exterior also features programmable Gemstone eave lights, a drought-tolerant Zoysia lawn with updated irrigation and sprinkler heads, plus a 10x8 crushed granite pad for trash and recycling bins. Step inside to find modern comforts including a Smart Nest thermostat, Ring cameras (front and back), window security sensors, a massive 70" ceiling fan in the living room, updated pendant and track lighting, and a stylish 5-panel frosted glass door in the front bedroom, which also features new waterproof laminate flooring. The kitchen is a chef's delight with granite countertops, stainless steel appliances, pull-out lower cabinet slides, a custom Elfa pantry system with spice racks and drawers, and an under-cabinet wine glass holder. Additional features include overhead garage storage, a dedicated laundry room with a fold-down table, and a covered back patio with ceiling fan and remote. This home is truly move-in ready! Blending comfort, style, and smart upgrades in one perfect package! Come and see this one of a kind home today!
Source: SABOR #1880857
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.