529 Lela Cir Keene, TX 76059
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About this home
Newer community in Keene- Bristol Oaks This immaculate 3-bedroom, 2-bathroom home with a spacious 2-car garage, perfectly blending comfort, style, and convenience. All Whirlpool appliances convey—including the refrigerator, washer, and dryer—offering a true move-in-ready experience. This home is better than new, with upgraded window coverings, a beautifully landscaped yard, and a fully fenced backyard that ensures privacy and security. Located just minutes from Hwy 67 and the Chisholm Trail Parkway, commuting is quick and easy, while nearby Lake Pat Cleburne offers weekend recreation and relaxation. This home’s ideal location places you near everything you need while still offering a peaceful retreat. Step inside to discover an inviting open-concept layout that creates a seamless flow between the living, dining, and kitchen areas. The split-bedroom design enhances privacy, making it ideal for families or guests. The spacious living room and oversized primary suite provide comfort and flexibility, while walk-in closets in each bedroom ensure ample storage. The kitchen features abundant cabinetry, a spacious pantry, and a layout that’s perfect for cooking, gathering, and entertaining. The welcoming foyer adds a polished entry to the home’s warm and stylish interior. Enjoy outdoor living year-round on the covered back patio, ideal for relaxing or hosting. The fully fenced backyard provides a safe space for kids, pets, and family fun. This property truly captures the essence of modern living with thoughtful upgrades, smart design, and a location that makes everyday life easier. Don't miss the opportunity to make this exceptional home yours—schedule your tour today and experience everything it has to offer.
Source: NTREIS #21004512
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.