5295 Legend Hills Ln Spring Hill, FL 34609
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About this home
Paradise calls – will you be the one who answers? An exquisite experience from the tiled roof to the brand new dual pane windows, this spectacular 2-story home sits on the Silverthorn golf course. The secure gated neighborhood is a vivacious community with incredible amenities, including a clubhouse and The Legends restaurant, a community center, a jr-Olympic sized pool, fitness center, library, tennis courts, pickleball courts, and much more; plus, the HOA fees include cable and internet. Double front doors on this custom-built Rutenberg home reveal a dreamy courtyard featuring an in-ground pool with a fountain and an in-ground spa. Summer days call for lounging around the granite-topped tiki bar, sipping cool drinks from the mini fridge. Visitors can stay in the sizable cabana suite with beautiful laminate flooring, a walk-in closet, and a bathroom with a step-in shower. A functional floor plan in the main home offers flexibility for your living needs. The formal dining room has a built-in mirrored hutch and wet bar, so it could easily double as a formal sitting area or living room. The spacious family room is for game night, or cooler evenings curled up in front of the flickering glow of the gas fireplace, which is surrounded by a built-in entertainment center. You can slip out of another set of glass doors to the screened porch to take in the birdsong and the views of the backyard with your morning beverage. Overlooking the courtyard, you’ll also find a guest bedroom with dual closets on the main floor, along with a full bathroom. Cooking for 2 or 20? Doesn’t matter; the immaculate island kitchen is equipped with every modern convenience and elegant finish a cook could want, like granite counters, gray subway tile backsplash, a huge walk-in pantry, and gleaming stainless steel appliances. There’s even a built-in double oven and a sleek flat cooktop, along with designer light fixtures. Tucked back by the large eating nook is the staircase that leads to sanctuary: the primary suite and study. The massive primary suite dominates most of the upstairs space, containing dual walk-in closets, a large sitting area, another cozy gas fireplace, and a private balcony with a sweeping view of the course out back. Experience spa-like luxury in the primary bath with its dual sink vanities, large soaking tub, and glass walk-in shower. And just off the stairs, an impressive bonus room/study with built-in shelves and a desk awaits; it would make an excellent den, library, or even a home office. It also contains the entrance to a substantially-sized storage room, where you can safely stow your belongings in a temperature-controlled environment. The 2.5 car garage downstairs offers even more storage space in the form of a workbench and cabinets — now freshly painted along with the floor, walls, ceiling, and cabinets for a crisp, updated look. Both AC units have been recently replaced (2018 and 2022). Silverthorn is centrally located to plenty of shopping and dining options, and minutes from the Gulf of Mexico; access to Tampa via the Suncoast Parkway is quick and easy. Anderson Snow Park, with its amazing sports complex, and Veterans Memorial Park, with its popular walking trails, are both less than 6 miles away. Don’t forget to check out the world-famous mermaids at Weeki Wachee Springs State Park, which also has a canoe/kayak launch and a waterpark in the summer months. Make your dream life a reality, and schedule your tour to see this beauty today!
Source: STELLAR #W7878163
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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