53 Emerald Ct Satellite Beach, FL 32937
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About this home
''Bundled service pricing available for buyers. Connect with the listing agent for details.'' This property qualifies for a preferred lender incentive. Located just minutes from both the beach and the river, this immediately available 2-bedroom, 2.5-bathroom two-story home offers coastal convenience with thoughtful updates throughout. The property features a private driveway and an oversized, extended garage—perfect for additional storage or workspace. One of the highlights of the home is the second-floor deck above the garage, accessible from the primary suite, providing a private outdoor retreat. Inside, you'll find a beautifully updated interior with granite countertops, an open kitchen with stainless steel appliances, tile flooring in the main living areas, and laminate flooring in the bedrooms. The spacious great room on the first floor is complemented by a rear bonus room, ideal for a flex space, office, or additional sitting area, along with a convenient half bath for guests. Upstairs, both the primary and secondary bedrooms include en suite bathrooms for added comfort and privacy. This well-maintained home offers a blend of functionality, style, and location. making it a must-see to truly appreciate. Just minutes to Patrick Space Force Base and Pineda Causeway. Only blocks to the river and amazing beaches. Walk to the post office and community activities
Source: STELLAR #O6352266
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.