53 Zinnia Ln E Kissimmee, FL 34759
Your savings
About this home
PRICE DROP. OWNER MOTIVATED! Welcome to this beautiful 4-bedroom, 3-bathroom home nestled on a peaceful cul-de-sac located in the sought-after Poinciana Villages community, this property is ideal for families and individuals seeking a peaceful and welcoming neighborhood. Open floor plan seamlessly connects the living, dining, and kitchen areas, perfect for entertaining guests and family gatherings. This home is READY for move in. This home comes with energy efficient appliances, NEWER roof (replaced in 2024), remodeled bathroom (2024), water filtration throughout the home, plantation shutters on the windows, property fenced in with 6ft vinyl, HUGE backyard to roam in on a 0.32-acre lot. This home has it all. With excellent schools, shopping centers, and dining options nearby, convenience is at your doorstep. In addition to a prime location, Poinciana includes amenity-packed parks, sports courts, multiple playgrounds, conservation areas and world-class amusement parks. Don't miss the opportunity to make this beautiful house your new home. Schedule a showing today and make this home yours!
Source: STELLAR #S5125255
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.