5302 S Himes Ave Tampa, FL 33611
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About this home
Welcome to this beautifully updated 3-bedroom, 3-bathroom South Tampa home offeringstylish living space. Situated on a spacious corner lot, this property combines modern upgrades with functional design.Step into a bright and expansive living room featuring luxury vinyl plank flooring that runs throughout the entire home. The open-concept layout includes a passthrough to the modern kitchen, complete with white cabinetry, a breakfast bar, and a full stainless steel appliance package including refrigerator, range, microwave hood, and dishwasher. Adjacent to the kitchen is a dedicated dining area, ideal for entertaining. The split-bedroom floor plan offers privacy and flexibility, with a spacious primary suite featuring a fully remodeled en-suite bathroom, frameless glass shower, and walk-in closet. Two generously sized secondary bedrooms are serviced by two additional full bathrooms—perfect for guests or growing households. Additional highlights include full-size washer and dryer hookups in the utility room, a 1-car carport and a fully fenced backyard with stylish outdoor living spaces ideal for hosting or relaxing. Located just minutes from MacDill Air Force Base, Bayshore Blvd, downtown Tampa, and the bridges to the Gulf beaches—this home offers convenience, charm, and move-in ready comfort in one of Tampa’s most sought-after neighborhoods.
Source: STELLAR #TB8372789
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.