5309 Shoreline Ct Holly Springs, NC 27540
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About this home
Welcome to your dream home in Sunset Ridge! Located on over 1/2 acre. Step inside and be greeted by a dramatic two-story foyer with soaring windows, gleaming hardwoods, and an elegant open staircase. Fresh paint throughout creates a light and inviting feel, while updated appliances and finishes make this home truly move-in ready. The spacious family room offers a cozy gas fireplace with classic brick surround, perfect for relaxing or entertaining. The kitchen is a showpiece with granite countertops, stainless steel appliances, gas range, and plenty of storage, highlighted by a unique arched window that floods the space with natural light. A sunny breakfast nook and formal dining room with tray ceiling provide versatile gathering spaces. The first-floor owner's suite is both convenient and private, featuring tray ceiling, abundant windows, access to the screened porch, and a renovated bath with dual vanities, glass shower, and walk-in closet. Upstairs, two additional bedrooms each connect to their own full baths, plus a large bonus room that flexes to your family's needs. Step outside to your flat, pool-ready backyard with a private wooded backdrop—ideal for future outdoor living. Whether it's entertaining on the screened porch or planning your dream pool, this backyard delivers rare versatility. Walk to Blind Pelican, or hop on your bike and enjoy a short ride to vibrant downtown Holly Springs with dining, shopping, and community events. Optional Sunset Ridge club memberships offer golf at Devils Ridge, four competition-sized pools with lazy river and slide, tennis, dining, and an active social calendar.
Source: TRIANGLEMLS #10125272
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.