5315 Ranya Fort Worth, TX 76126
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About this home
Spotless and move-in ready, this 4-bedroom, 2.5-bath home offers the perfect blend of modern farmhouse charm and thoughtful design. Built in 2020, every detail has been carefully curated—from the ceramic tile flooring and shaker-style cabinetry to the granite countertops and decorative gas fireplace with shiplap surround that anchors the living space with warmth and character. The kitchen is a true showpiece, featuring a classic subway tile backsplash, stainless steel appliances, and generous prep space that makes everyday cooking feel elevated. The split-bedroom layout ensures privacy, with secondary bedrooms tucked away and a spacious primary suite that feels like a retreat. The ensuite bath includes a walk-in closet and a luxurious walk-in shower that’s truly spa-worthy—designed to impress with its size, finishes, and natural light. Step outside to a professionally landscaped backyard that’s as functional as it is beautiful. The saltwater pool with auto-fill and drain system offers low-maintenance luxury and year-round enjoyment. Whether hosting summer gatherings or enjoying quiet evenings under the stars, this outdoor space delivers. Situated on a spacious corner lot near the end of a quiet cul-de-sac, the home offers both curb appeal and a sense of privacy rarely found. Additional highlights include energy-efficient features, a two-car garage, and convenient access to schools, shopping, and dining. This home checks every box—comfort, style, location, and livability—with nothing left to do but move in and enjoy.
Source: NTREIS #21100348
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.