5317 Bentayga Dr Lithonia, GA 30058
Your savings
About this home
*Prime location -just off Covington Hwy in Lithonia, you'll be minutes from shopping, grocery stores, dining, and have quick access to I-20 for an easy commute. Welcome home to this immaculate 3-bedroom, 2.5-bath townhome designed with modern elegance and everyday convenience in mind. From the moment you step inside, you'll be greeted with abundant natural light, soaring ceilings, and an inviting open-concept floor plan perfect for both relaxing and entertaining. You will love the seamlessly connected living, dining, and kitchen areas with gleaming hardwood floors. Gourmet kitchen with beautiful granite countertops, white cabinetry, and stainless steel appliances, including a side-by-side refrigerator with an interactive screen to watch television while cooking or hosting. Make the private owner's suite your own oasis with a spa-like bathroom featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. There are two additional large bedrooms on the upper level featuring plush carpeting for comfort. Make the backyard your escape with a fully fenced-in yard, perfect for pets, gatherings, or your own private sanctuary. There is ample parking with a 2-car garage plus a driveway that fits two additional vehicles. In this community, you will have worry-free living as lawn care is covered by the HOA, giving you more time to enjoy life! Don't miss the chance to call this stunning property home!!!
Source: GAMLS #10592716
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.