532 Aqueduct Dr Seagoville, TX 75159
Your savings
About this home
Welcome to your dream home in the charming Seagoville Farms neighborhood of Seagoville, TX! This beautifully crafted residence boasts 2,587 square feet of thoughtfully designed living space, perfect for both relaxation and entertainment. Featuring four generously sized bedrooms and two well-appointed bathrooms, the home offers ample space for families of all sizes. Upon entering, you'll be captivated by the open and inviting layout that seamlessly blends modern elegance with a warm and welcoming atmosphere. The expansive living areas are bathed in natural light, providing a bright and airy feel throughout. The kitchen is a true chef's delight, complete with high-quality appliances, plentiful cabinetry, and a convenient layout for all your culinary adventures. Step outside into the sizeable backyard, ideal for hosting gatherings or enjoying peaceful afternoons in your private outdoor oasis. The yard provides ample room for children's play or gardening projects, offering a canvas for all your outdoor aspirations. Situated in the highly sought-after Seagoville Farms, this home finds itself in an enviable location with access to well-regarded schools, making it an ideal setting for growing families. The neighborhood is known for its friendly community atmosphere and convenient proximity to local amenities. Seagoville's shops, parks, and dining establishments are also just a short drive away, providing everything you need within reach. With its perfect blend of comfort, style, and practicality, this home offers an incredible opportunity to settle in a community that values both serenity and convenience. Don’t miss your chance to experience the lifestyle of Seagoville Farms—schedule your showing today!
Source: NTREIS #21001114
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.