532 Saratoga Rd Sneads Ferry, NC 28460
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About this home
Welcome home to 532 Saratoga Drive, a beautifully designed 5-bedroom, 4-bath residence tucked within one of Sneads Ferry's most desirable communities. Offering an ideal blend of space, comfort, and coastal charm, this home provides room for everyone — whether you're entertaining, working from home, or enjoying peaceful evenings in the large backyard! Step inside to find an inviting open-concept layout featuring a spacious kitchen with granite countertops, stainless steel appliances, and a large island overlooking the living and dining areas. The primary suite is conveniently located on the main level, along with three additional bedrooms, offering plenty of space for family, guests, or a home office. Upstairs, you'll find a large upstairs guest suite — perfect for visitors, hobbies, or a relaxed hangout area! A two-car garage and extended driveway provide ample parking and easy access to the backyard — perfect for pulling in a boat, trailer, or extra vehicles. Outside, enjoy a large fenced backyard with touches of natural shade, ideal for gatherings, gardening, or simply relaxing in the coastal breeze! Located less than 10 minutes from North Topsail Beach, you'll love the quick access to the coast while still being just a short drive to Stone Bay, Camp Lejeune, and local dining and shopping! Experience the perfect balance of spacious living and coastal serenity at 532 Saratoga Drive — created for those who love space, comfort, and the coast!
Source: NORTHCAROLINAREGIONAL #100536910
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.